With the mercury dipping down into the low thirties, and maybe even some frost for some of you, I am reminded of the often asked question: “How do I save some of my seasonal color for the next season”. It’s only a matter of time before a really good hard frost is going to make that question moot. So, if you are serious about trying to preserve some of your investments that you made this year, time is of the essence…


I often chuckle each November (and now even in October) as I am berated with the daily Christmas advertisements, seemingly earlier and earlier each year. On my phone, on the TV, in the papers, on the radio stations, via email – literally everywhere. So here I am (my sincere apologies), talking about Christmas in November! Please find some…